Lifestyle & Trends - Money & Finance

Managing your own personal debt ceiling

The federal government and the average consumer have a lot more in common than you might think. The government's debt has grown exponentially since the 1980s, and this summer we saw it come dangerously close to the debt ceiling - the cap set by Congress on the amount of debt the federal government can legally borrow. Some people often ignore their limits to get what they want in the moment and push the bounds of their own "debt ceiling." Doing so could damage your credit score, dig you deep in debt that will be difficult to pay off, and ultimately hinder your long term financial goals.

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Is an associate degree right for you?

From a young age, we're often told the path to a successful career leads through college. However, college is not a one-size-fits-all experience for everyone pursuing a post-secondary education. Where one person might stand to benefit from completing a degree at a four-year university, another may be just as well off with an associate degree.

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Planning for your tax bill? How it can affect your credit score

Your resolutions are made and you even have a game plan to make sure 2012 is the year you stick to them. But before you can really get going on achieving your personal goals in the new year, you'll need to wrap up some unfinished business from 2011 - your taxes.

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Charitable giving: Important tips for tax season

Charitable contributions are a great way to give back to those who need it most. Of course giving back is great for the soul, but it can also be good for the pocketbook, in the form of a tax deduction. When you begin tax preparations, keep those 2011 donations in mind.

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Tips on drawing up a will

It's difficult thinking about death and dying and about wills and estate planning, when you're young and starting a family or when you feel in perfectly good health. Here are some tips on how to write a will and create an estate plan.

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